1. 1. Business Process Outsourcing
   1. 1.1. PEOPLE™ Payroll Management
   2. 1.2. Verification Services
      1. 1.2.1. Document Verification
      2. 1.2.2. Physical Verification
   3. 1.3. Valuation Services
   4. 1.4. Income Estimation and Business Appraisal
   5. 1.5. Local/SME Credit Report
   6. 1.6. People Perfect Pay

PEOPLE™’s Local/SME Credit Report has been built to effectively address the everyday challenges faced by banks and financial institutions in assessing credits in their operating environments.

PEOPLE™ ‘s Local/SME Credit Report can be used as a single point credit assessment and scoring basis across the bank, managing client segments ranging from Mid-Cap and commercial accounts to SME exposures, as well as retail accounts. The information collected and provided by PEOPLE™ to systematically assess (SME) borrowers who have limited or no financial statements and allows comprehensive scenario analysis. It comprises of services that include:

• Risk Quantification (Validation ,Score, Rating, Credit Rating)
• Counterparty Data Capture: (Profile and Hierarchy, Bank Statements, Financials, Non Financials Maintenance)
• Application Inputs (Application Details Maintenance, Product Details including sharing of Facilities, Collaterals Maintenance including sharing of collateral)
• Industry Evaluation

PEOPLE™‘s Local/SME Credit Report benefits our clients by putting in place the framework to better understand, quantify, price and manage risk by delivering accurate, reliable information efficiently.